Loan Programs

Fixed Rate Mortgages

• Various Loan Terms Available
• Balloons with Conditional Right to Refinance
• Owner Occupied One to Four Family Dwellings, PUDS, Second Homes and Approved Condominiums
• Purchases and Refinances
• Constant Monthly Payments
• Conforming, Jumbo and Super-Jumbo Loans
• Low Down payment Loans Available
• Cash Out Refinances Available

Adjustable Rate Mortgages (ARM)

• Purchase and Refinances
• Lower Initial Interest Rates
• Adjustable Rate Loans are Tied to Either the U.S. Treasury Security Index or the National Cost of Funds Index
• Annual and Lifetime Rate Caps Limit the Amount of the Rate Change
• Interest-Only Payment Option

FHA & VA Programs

• Purchase of Owner Occupied Single Family Dwellings or Approved Condominiums and PUDS
• No Cash Reserves Required

Home Equity Lines of Credit

• Loan to Values up to 80%
• Rates Based on Prime Index
• Lender-Paid Closing Costs if you qualify.

Special Mortgage Programs

• Customized Lot Financing
• Construction & Permanent Loans
• Bridge Loans

At Suburban Federal Savings Bank, determining which financial choice is right for you is our first concern!

Real Estate Lending Offices

Timonium 9515 Deereco Road Suite 1010 Timonium, MD 21093 410-561-0472 Hours of Operation Mon - Fri 8:30am - 5:00 pm

Centreville 5875 Trinity Parkway Suite 130 Centreville, VA 21020 703-266-5530 Hours of Operation Mon - Fri 8:30am - 5:00pm

Crofton 2120 Baldwin Avenue Crofton, MD 21114 410-721-8444 800-696-0740 Hours of Operation Mon - Fri 8:30am - 5:00pm

For a free rate quotation and qualification analysis, please call us at call (410) 721-8444 or 800-696-0740.

For more information about Suburban Real Estate Lending Professionals, please visit each lenders personal information page.